WILL MY INSURANCE COVER CBD OIL TINCTURES

WILL MY INSURANCE COVER CBD OIL TINCTURES
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CBD (Cannabidiol) is a very popular cannabinoid compound that is extracted from the hemp (Cannabis sativa) plant. People have been using CBD for decades due to its potential health benefits and therapeutic uses reported by the research studies. The most important property which makes CBD special among other cannabinoid compounds is its non-psychoactive nature. CBD does not produce “high” and hallucinating effects. It also doesn’t cause overdosing. 

CBD is available in different forms in the market such as CBD Oil, CBD Gummies, capsules, vapes, and topicals, etc. However, there is a modern form of CBD Oil named CBD oil tinctures which highly popular among CBD users nowadays. In today’s article, our focus will be on CBD Oil tinctures. We will discuss what they are, how they produce their effects, and their coverage by medical insurance. So, let’s get started!

What are CBD Oil Tinctures?

CBD Oil tinctures are a liquid CBD product in which CBD is extracted from the hemp plant by using a mixture of alcohol and water. Commonly, the manufacturers soak hemp plant material (leaves, roots, and stem) in the mixture of water and alcohol and keep it for some days. The CBD with other cannabinoid compounds gets extracted from the hemp plant into the alcohol-based solution, which is called CBD Oil tinctures. Alcohol has two different roles in CBD Oil tinctures. It is used as a solvent for extracting CBD from the hemp plant as well as a preservative to keep the CBD Oil tinctures safe. In the presence of alcohol, CBD Oil tinctures have a very long shelf life (2 years) due to which you can use them for a very long time. 

So, CBD Oil tinctures are hemp infusions made with an alcohol base. Some manufacturers create special CBD Oil Tinctures for alcohol-sensitive people in which they add other items like sweeteners (glycerin) and flavorings etc. You can get a complete list of ingredients on the label of the CBD Oil tincture product you buy. 

Why CBD Oil Tinctures don’t get you high?

As we have mentioned earlier, CBD Oil tinctures don’t get you high. You might be thinking why is it so? Actually, CBD Oil Tinctures contain a very little amount of THC (Tetrahydrocannabinol), a psychoactive compound present in the hemp plants. Most brands have only a 0.3% concentration of THC in their CBD Oil tincture products. The low concentration of THC is also necessary to make CBD Oil tincture legal to use because, in both the USA and UK, CBD products having above than 0.3% THC are considered illegal. The higher concentration of THC can cause strong sedative effects due to which they may produce cognitive issues and impairments. 

How to take CBD Oil tinctures?

CBD Oil tinctures are taken just like CBD Oil, which means through the sublingual method. Just place 1-2 drops of CBD Oil tinctures under your tongue and they will automatically enter the bloodstream through the action of body cells under the tongue. According to the research studies and user experiences, CBD Oil tinctures take about 20-30 minutes to produce their effects. 

CBD has a bitter taste due to which some people don’t like to take it sublingually. There is another way to take CBD oil tinctures in which you don’t have to taste it. You can add CBD Oil tinctures to your food or drinks to mask its taste. However, the method can reduce the bioavailability of CBD oil tinctures. 

CBD Oil tinctures have a fixed concentration of CBD due to which dosage measurement becomes easy. They are less potent than CBD Oil due to which you have to take them in a larger amount to get the desired effects. 

Will Your Insurance Cover CBD Oil Tinctures?

Unfortunately, No! Your Insurance Company will not provide you the coverage for CBD Tinctures. This rule applies in both the USA and UK because CBD Oil tinctures are not considered as a medicine or medicinal treatment. In most cases, CBD Oil Tinctures are not a medically accepted natural treatment as well due to which it cannot be covered by third-party insurances. CBD Oil tinctures fall under the category of dietary supplements according to the medical authorities. It is not considered a special drug used for the treatment of various ailments and medical conditions. For example, CBD is commonly used to get pain relief in case of chronic or acute pain, just like analgesic drugs. According to the research study, CBD is 13 times more potent than morphine and can be used as a replacement for analgesic drugs, but it is not considered an analgesic drug. 

There is another reason why insurance does not cover CBD Oil tinctures in the USA. FDA has classified cannabis as a Schedule 1 Controlled Substance in the United States due to which medical insurance companies don’t provide coverage for CBD Oil tinctures (Cannabis products). 

Thank You very much for reading this Article!

Conclusion

CBD Oil Tinctures are created by extracting CBD (with other cannabinoid compounds) from the hemp plant by using an alcohol-based aqueous solution. They are not covered by third-party medical insurance because of their non-medicinal nature. You have to buy CBD Oil tinctures by yourself as they will not be included in your medical insurance policy. However, as CBD Oil tinctures getting more and more popular, several medical insurance companies are deciding to provide coverage for them in the future.